Established in Halifax, West Yorkshire in 1859, Yorkshire Bank boasts a 150-year legacy. They’ve grown a robust customer base over time, and are now part of Virgin Money. They’ve also become a trusted name in the UK when it comes to personal loans.
Have that dream holiday, wedding, or home improvement on your mind? You can make it come true with a Yorkshire Bank personal loan. If your finances are looking a little tight, that’s no problem at all. Use the Yorkshire Bank loan calculator to find the monthly cost that works for you.
Terms from 1 to 10 years. Representative example: 5 year £10,000 loan with comparison rates from 2.8% to 49.9% APR would cost between £10,728 and £27,321, including fees. The interest can vary between £728 and £17,321.
About Yorkshire Bank loans
Applying for a loan takes some planning, so you need to study the loan’s features. Here’s what you get with Yorkshire Bank loans:
- Limit from £1,000 up to £35,000
- Fixed APR (currently at 2.9% for loans between £7,500 to £15,000)
- Eligibility checker within the mobile banking app
- Direct-debit repayment
- Fast online application process that only takes minutes
- Instant credit decision (in most cases)
- No arrangement fees
- Access to funds within the same day
- 24/7 loan account management through the mobile banking app
Have other questions about these loan features? You can visit Yorkshire Bank’s website here, or Virgin Money’s website here.
How to apply
Only qualified loan applicants can proceed with Yorkshire Bank. To qualify, you must be:
- A customer of Clydesdale Bank or Yorkshire Bank (or a Virgin Money current account holder)
- Registered for Virgin Money mobile banking
- Over 18 years of age
- A UK resident
- An applicant who has not applied with Yorkshire Bank in the last 3 months
- Financially stable with no record of bankruptcy
You can only apply for Yorkshire Bank loans online, through the mobile banking app. Be sure to have information on the following before you apply:
- Mobile number
- Address history for the past three years
- Employment details (or income details if self-employed)
- Monthly expenses
Yorkshire Bank personal loan calculator
EST Monthly Repayment
12 months
to 84 months
EST Monthly Repayment
£15,000
to £24,999
We've joined forces with Virgin Money and the team has been busy behind the scenes to bring the brands together and create one brilliant bank under the Virgin Money name
Repayment Period
12 months
to 60 months
Loan Amounts
£7,500
to £25,000
Paying off your debt using a Nationwide loan could give you the chance to take control of your finances.
Repayment Period
12 months
to 60 months
Loan Amounts
£7,500
to £15,000
You are eligible if youre 21 or over and live in the UK permanently, you have a regular yearly income of £6,000+, you are able to make your repayments by Direct Debit, and you havent been declared bankrupt, had a CCJ or an IVA within the last 6 years. All credit is subject to status and credit checks.
Repayment Period
12 months
to 96 months
Loan Amounts
£15,000
to £25,000
Make your plans a reality with a personal loan with fixed monthly payments, an instant credit decision, quick access to funds and no arrangement fee.
Repayment Period
24 months
to 60 months
Loan Amounts
£15,000
to £24,999
When it comes to putting your plans into action, its personal. And with a personalised loan just a few clicks away, getting things moving could be simpler than you think. Get your loan rate before you apply without it affecting your credit score.
BestLoanRates.co.uk provides factual information in relation to financial products. While BestLoanRates.co.uk attempts to make a wide range of products and providers available, it may not cover all the options available to you. Moreover, we cannot be responsible for changes made to this information by product providers and/or inaccurate information obtained from a product provider. All product information comes from the product provider or publicly available information and, to the best of our knowledge, is correct at the time of publishing. The information published on BestLoanRates.co.uk is general in nature only and does not consider your personal objectives, financial situation or particular needs and is not recommending any particular product to you. If you decide to apply for a product, you will be dealing directly with that provider and not with BestLoanRates.co.uk. BestLoanRates.co.uk recommends that you read the relevant product disclosure statement or product guide before taking up any financial product offer. For more information, please see BestLoanRates.co.uk's Terms of Use.
Minimum and maximum loan periods vary between 1 month and 10 years. APR varies between 2.80% and 71.30% p.a. Total interest repayments vary between £435 and £1,019 over the life of the loan. *APR is based on an unsecured loan of R£15,000 for a term of 3 years. WARNING: This APR is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different APR. These rates can change without further notice. All rates quoted are per annum.
