Part of the Provident Financial Group, Vanquis Bank started in the UK in 2002. Their only offering were credit cards, up until 2016 when they introduced personal loans. Beyond just selling financial products, they now focus on helping customers raise their credit scores.
Needing some extra cash to make a big, personal expense? Whether it’s a new car, a vacation, or a wedding, there’s the Vanquis personal loan. You don’t even need to worry about what the monthly cost will be. Let the Vanquis Bank personal loan calculator do the work for you.
Terms from 1 to 10 years. Representative example: 5 year £10,000 loan with comparison rates from 2.8% to 49.9% APR would cost between £10,728 and £27,321, including fees. The interest can vary between £728 and £17,321.
Overview of Vanquis Bank loans
Sometimes, borrowers take out loans without fully understanding their different features. Take a minute or two to learn about the features of Vanquis loans below:
- Limit from £1,000 up to £5,000
- Term of 1 to 3 years
- Variable APR (currently at 39.9%)
- Eligibility check which lets you know your chances at loan approval
- Direct-debit repayment
- Simple online application process
- Zero hidden charges
- Access to funds within 3 working days
If you need more information on these loans, don’t worry. You can read more here on Vanquis Bank’s website.
Applying for Vanquis Bank loans
What do you need to apply for a Vanquis loan? Make sure that you are at least:
- 18 years of age
- A UK resident
- Financially stable, with no record of bankruptcy
- Earning regular income or pensions
You can apply for Vanquis loans online via email or via the Vanquis app. You can also apply through SMS, or call Vanquis Bank at 0333-003-5802. While applying, you should prepare for any additional information Vanquis Bank might ask from you. These may relate to your personal identity, address history, regular income, and regular expenses.
Vanquis Bank personal loan calculator
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Repayment Period
12 months
to 60 months
Loan Amounts
£7,500
to £25,000
Paying off your debt using a Nationwide loan could give you the chance to take control of your finances.
Repayment Period
12 months
to 60 months
Loan Amounts
£7,500
to £15,000
You are eligible if youre 21 or over and live in the UK permanently, you have a regular yearly income of £6,000+, you are able to make your repayments by Direct Debit, and you havent been declared bankrupt, had a CCJ or an IVA within the last 6 years. All credit is subject to status and credit checks.
Repayment Period
12 months
to 96 months
Loan Amounts
£15,000
to £25,000
Make your plans a reality with a personal loan with fixed monthly payments, an instant credit decision, quick access to funds and no arrangement fee.
Repayment Period
24 months
to 60 months
Loan Amounts
£15,000
to £24,999
When it comes to putting your plans into action, its personal. And with a personalised loan just a few clicks away, getting things moving could be simpler than you think. Get your loan rate before you apply without it affecting your credit score.
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Minimum and maximum loan periods vary between 1 month and 10 years. APR varies between 2.80% and 71.30% p.a. Total interest repayments vary between £435 and £1,019 over the life of the loan. *APR is based on an unsecured loan of R£15,000 for a term of 3 years. WARNING: This APR is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different APR. These rates can change without further notice. All rates quoted are per annum.
