Everyday Lending Limited is a direct lender that started back in 2006. They’re different to other lenders in that they extend loans even to borrowers with bad credit. They believe “people are more than just a credit score” and offer flexible financing options.
Everyday Lending offers personal loans for any short-term needs (like car repairs or home improvements). If your budget is quite tight, you can check out the Everyday loans calculator. This way, you can carefully plan for how much you need to borrow.
Terms from 1 to 10 years. Representative example: 5 year £10,000 loan with comparison rates from 2.8% to 49.9% APR would cost between £10,728 and £27,321, including fees. The interest can vary between £728 and £17,321.
Everyday loans review
The Everyday personal loan comes with many features such as:
- Limit from £1,000 up to £15,000
- Term from 1 year to 5 years
- Fixed APR (currently 99.9%)
- Loan quote that will not affect your credit score
- No fees
- Credit decision within minutes
- Repayment via direct debits
- Option for early repayment with no charges
If you need more details, you can visit Everyday Lending’s website.
Do you qualify for an Everyday loan? Here are the requirements all applicants need to pass:
- Age of 18 to 75 years old
- UK residence
- Ability to make regular loan repayments
Everyday Lending doesn’t lend to customers who are on long work or sick leaves.
When you are ready, you can visit Everyday Lending’s website and apply directly. You will also need to submit proofs of your identity, your address, and your income. Everyday Lending may ask you to submit additional documents, though.
Upon approval, you will need to visit a branch to sign the loan agreement.
Everyday loan calculator
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Repayment Period
12 months
to 60 months
Loan Amounts
£7,500
to £25,000
Paying off your debt using a Nationwide loan could give you the chance to take control of your finances.
Repayment Period
12 months
to 60 months
Loan Amounts
£7,500
to £15,000
You are eligible if youre 21 or over and live in the UK permanently, you have a regular yearly income of £6,000+, you are able to make your repayments by Direct Debit, and you havent been declared bankrupt, had a CCJ or an IVA within the last 6 years. All credit is subject to status and credit checks.
Repayment Period
12 months
to 96 months
Loan Amounts
£15,000
to £25,000
Make your plans a reality with a personal loan with fixed monthly payments, an instant credit decision, quick access to funds and no arrangement fee.
Repayment Period
24 months
to 60 months
Loan Amounts
£15,000
to £24,999
When it comes to putting your plans into action, its personal. And with a personalised loan just a few clicks away, getting things moving could be simpler than you think. Get your loan rate before you apply without it affecting your credit score.
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Minimum and maximum loan periods vary between 1 month and 10 years. APR varies between 2.80% and 71.30% p.a. Total interest repayments vary between £435 and £1,019 over the life of the loan. *APR is based on an unsecured loan of R£15,000 for a term of 3 years. WARNING: This APR is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different APR. These rates can change without further notice. All rates quoted are per annum.
